Trusting my Intuition!

I am clearly seeing now that although I thought I trusted my intuition, and I do, I haven't been accessing it at all for how to set up my financial plan!

Intuition is awesome if you use it!  I can't believe I didn't see this before.  I always follow my intuition in other areas of my life and it worked out successfully, but somehow with finances, I just stayed overwhelmed and haven't been able to see a way out.

There is one big area in my life that I've had a major success.  And that is with weight loss.  I didn't need to lose tons and tons of weight, but I did need to lose 30 pounds and it took me 3 years. 

Now I have it off and have kept it off since August. 

I tried for years to do these complicated plans and write everything down and just overwhelm myself with 'how to do it'... but what ended up working was just aiming to lose 3 pounds at a time, writing NOTHING down and maintaining that... for as long as I needed to, till I felt like I could lose 3 more through portion control and exercise.  Finally at the end, I gave up bread (for the most part) and lowered my carb intake, but not by writing it down... just by not putting bread or heavy carbs in my mouth and not worrying about it...

I think I need to approach finances in the same way I approached weight loss.

I need to SIMPLIFY this.  I have fully forgiven myself for being scatterbrained.  But the truth is I am NOT scatterbrained... its fear that makes me feel scatterbrained. 

It turns out that I just haven't been using my God given intuition to make decisions that I can trust.  Once I just do that and know that I am making God given intuitive decisions that are trustworthy, suddenly I don't feel scatterbrained anymore.

My intuition right now is telling me that its perfectly fine to not pay a bill (right now) in order to keep some air in my account...   And that just feels right.  This is not normally how I do it.  Normally I send in all my money to all the people to avoid the fear of owing money. 

Well my intuition says its ok to owe some money while I let my bank account get colored and full of breath... :) 

I didn't know my bank account is lungs.  Hey... my bank account is lungs!  I need to fill it with air! 

My intuition is telling me to simplify.  Things become overwhelming when you add more steps and tasks  associated with that thing.

For instance, envelopes is such an awesome idea, but in reality, that means on payday I have to walk to the bank, then I have to withdraw cash, then I have to make sure its in the right amounts, then I have to fill those envelopes with cash, then I have to use just what is in those envelopes and not cheat.   Sorry... not happening.

Writing things down NEVER works for me in the long term.  Writing things down is too many tasks already.

The idea I'm getting is to have my paycheck split between 3 bank accounts (for which I have a seperate debit card)  Food, Shelter and Clothing.  And thats it.  (oh and a savings account too, but thats later, next steps)

If I use a debit card, I don't have to write things down... computers do it for me and the bank even organizes my finances with categories now. 

I will only carry the debit card on me for Food and Clothing.  The shelter debit card will stay at home, because that isn't something I want access to.  In fact, I probably won't even get a debit card for the Shelter account.  This will keep me able to see easily how much I have left to spend for food without dipping into my shelter money.

This keeps me from having to do any tasks at all.  Its all done for me. 

The savings portion will be done the same way I lost weight.  hmmm... I think I'll make it $11 dollars at a time. :)  11 is my lucky number.

I am going to save $11 dollars a paycheck.  Once I get used to SAVING it and not dipping into it, perhaps I'll up it.  But $11 doesn't seem too hard and I think I can do it.

I trust that I'm going to succeed now.  I really do.